Our Values

For potential and current business associates

• Providing opportunities for capable individuals to achieve extraordinary results through a proven success system.
• Providing training and full support in ensuring the well-being and smooth flow of this business
• Helping people to gain a lifestyle of happiness, health, wealth and success.

For potential and current customers

• “Providing the highest possible customer satisfaction through our friendly service and core belief that our customers are our number one priority”
• Providing information on our financial products.
• Knowing the diverse needs of our customers and advising the right products that would give them the highest possible benefit.

Towards the community
LHH believes in being “A beacon of light that shines love and hope in the lives of many”

• Ensuring corporate social responsibility is practiced
• Contributing money, time, and effort to better the community around us.

The Founder

Mr. Low Han Hwa was an accounting graduate from Stamford College in year 1983. His first job was as an accountant in a trading company. One of his duties was to prepare the payroll for the employees of that company. After working for a few months, he realized how the sales people in the company earned the highest amount of income, despite having lower qualifications than him. (Some only had high school qualifications!)

He decided that there were greater opportunities waiting out there for him. He was then referred to a senior manager, Mr Mah in a british based insurance company. Mr Mah happened to be servicing the trade company where he was working then. Mr. Mah shared with him about the insurance industry and what it had to offer: Time and Financial Freedom. Without hesitation and doubt, Mr. Low joined the insurance industry as an agent in year 1986. It was probably the best life changing decision he had ever made.

From then on, Mr. Low has never looked back or regretted his time in the insurance industry. He started off as an agent, to becoming a unit manager, followed by the position of a senior agency manager. With over 25 years of hard work and persistency, he has developed a very successful and duplicable system, structures and support, which have helped many people to earn a SIX FIGURE ANNUAL INCOME within two to three years. Apart from work, his belief in leveraging time for work, family and even the community, has gained him a reputation of being a capable businessman, and at the same time, a great son, father and husband.

Mr. Low often attracts industrious and aspiring young working adults who want a change in their working lifestyle and get out of the rat race. Apart from that, countless corporate heads have been convinced to quit their comfortable posts, and move on to gain control of their time and financial future. They have never returned to the corporate world ever since joining Mr. Low. His vision, which has never been more fulfilling, is to help individual achieve more Time, Money and a Life Style.